I have had a long-term plan to be in business for myself and to utilize the specialized business knowledge I have gained. The business relationships I have developed include vendors, di scount chain buyers and manufacturing r esources.
They are: , ,. (List and explain in detail how they will help you).
NAMJENA BIZNIS PLANAPrvi kojima biznis plan donosi korist jesu sami preduzetnici, odnosno vlasnici preduzea, jer u njemu nalaze temeljne smjernice za pokretanje, finansiranje, organizovanje, voenje, razvijanje i kontrolu preduzetnikog poduhvata, nalaze odgovore na sva pitanja. Šta je poslovni plan? Ukoliko vam nije baš najjasnije šta je to biznis plan i čemu služi, ovdje možete pročitati različite definicije, upoznati se sa vrstama poslovnih planova, kao i saznati koji su njihovi osnovni elementi.
![Biznis Plan Pdf Biznis Plan Pdf](/uploads/1/2/5/4/125400056/366468975.jpg)
The reasons that I feel my plans are realistic ar e:. I am the right person to pursue this opportunity because:. There are special market conditions that are favorable to my getting started at this time. They are:. EDUCATION CREDENTIALS: My education includes: Grade school, graduation from high school (class of ). My higher education includes a degree earned in at universityyear.
In school I participated in the following activities (student council, student body officer, sorority/frater nity, clubs, etc.) I have also taken the following courses and seminars: M y Own Business Inter net Course, ,. My hobbies are:.
This plan is designed to be straightforward and easy to use. However, if you have any queries do not hesitate to contact local Balkan Children and Youth Foundations office. NOTES FOR GUIDANCE 1. Explain in your own words what you are going to do. Consider the following:- A) Planning/Building Regulations. B) Leasing (length, cost and notice of termination). C) Rental (renewal and review).
D) Fixtures and fittings. E) Types of licenses required. F) Environmental/Hygiene Regulations. DESCRIPTION OF BUSINESS 1. Describe the products you make or sell, or the services you provide:. 2.
Give details of your business premises:. NOTES FOR GUIDANCE 3. Explain in your own words why you consider that you (and your business partners) have the experience, ability and commitment to make a success of this proposed business. Attach a C.V. Or if you prefer, give details covering:- a) Education and qualifications. B) Any previous work experience (give details).
D) Any other relevant information. E) Hobbies and Interests. This section should include details of all persons involved in the proposal. (Insert additional sheets as required).
NOTES FOR GUIDANCE 4. A) Include any business training such as:- Book-keeping, Marketing, Sales etc., or any specific skill training which is relevant.
B) Have you identified or been advised of other training which would help your business, e.g. Professional, Technical or Business Training.
OWNER(S) PERSONAL DETAILS 3. Give details of knowledge and experience (attach CV’s):.
BUSINESS TRAINING 4. Have you undertaken any training which gives you the relevant skills or business knowledge which will help you succeed with your proposal?
If so, please give details (attach copies of relevant certificates):. NOTES FOR GUIDANCE 5. A) Explain who will buy your goods or services. Do you have any promises or indications of work or custom from these people? If so, give details of those who have agreed.
5. B) Explain how you researched your market and what were the results. (Please attach evidence of results). Desk research – eg looking at statistics, surveys, directories and other sources of existing information.
Field research – eg researching potential customers using questionnaires and interviews, observing competitor activity, etc 6. How will you beat your competitors? Detail any special features or services you can provide. Why will people buy from you in preference to your competitors?
YOUR MARKET 5. A) Who are your customers?. 5. B) Details of market research (evidence is required). 6. How/why do you think you will be successful in this market?.
YOUR MARKET (cont.) 7. Who are your competitors (evidence is required)?. 8. Describe how/where you plan to sell your product/service and advertise/promote your business. Give details of costs. NOTES FOR GUIDANCE 9.
A) What do you charge per hour, per job or for items sold? Include all overheads and, most importantly, profit Overheads include: Materials Stock Heat/light/rent Labor Admin costs, etc. Remember to cover unproductive time, such as travelling, administration and quotations, ie, all the time spent in the business. 9. B) How many items/services/jobs are you going to sell? Explain how you will meet this target.
SALES ANALYSIS 9. A) Explain your pricing policy.
9. B) How have you worked out your monthly sales figure used in the cashflow?. NOTES FOR GUIDANCE 10. Provide a full list of equipment and supplies needed to run the business, stating reasons and value/costs. Consider all options:- ie.
Second-hand New Lease/hire Don’t forget to include:- Company letterhead Leaflets Business cards etc 11. Research, price and list all insurance:- Public liability. Product liability. Goods in transit. Fire and theft. Employers liability. Personal insurance.
EQUIPMENT AND TRANSPORT 10. Please give details of equipment and transport required and appropriate licence held (proof of license will be required). What do you already own? Value ($) What do you need? Cost ($) Why is the above equipment needed?
INSURANCE 11. Detail all insurance necessary for the business (include costs where possible). PERSONAL SURVIVAL INCOME 13.
Detail below your minimum personal expenditure and any income. (Do not include any Business Costs). ESTIMATED ANNUAL EXPENDITURE Description $ Mortgage Rent Community service, water rates Gas, electricity & oil All personal & property insurances Food, housekeeping (inc.board) Clothing Telephone Hire charges (tv, video etc) Entertainment (meals & drinks) Subscriptions (associations, journals, etc) Savings plan Other (please state) Contingencies Sub-total Expenditure (a) ESTIMATED INCOME Income from family/partner (total) Other income (please state) SUB-TOTAL: INCOME (b) Total Survival Income Required in the year (i.e. (a) minus (b) If your estimated income (b) exceeds your estimated expenditure (a) you should decide how much money you can invest in your business.
NOTES FOR GUIDANCE CASHFLOW a) Note seasonal variations in sales and overheads, such as heating and lighting in winter. B) Ensure drawings are realistic and cover your survival income needs. C) There may be a delay between sales and income, ie. Sales in January may not be paid for until March. (Remember cash in the hand is more favorable than delayed payment terms, especially when you first start trading.) d) Do not over-estimate stock levels. Be realistic.
E) Some costs can be spread over a 12 month period and paid monthly or quarterly. F) Note that some grant period commencement dates may vary, such as BCYF grants which are not payable until the 7th month. In some instances banks and other financial institutions may be persuaded to allow a repayment holiday of several weeks. G) Allow for VAT in and out if applicable. CASHFLOW FORECAST: FOR 12 MONTHS PERIOD ENDING 20 BUSINES NAME: MONTH Pre Start Period 1 2 3 4 5 6 7 8 9 10 11 12 TOTAL CASH IN Cash from customers Business support allowance Any other Business income BCYF’s funding VAT TOTAL CASH IN CASH OUT/materials Stock Wages (employees only) Drawings Rent/rates Heat/Light PR/advertising Telephone/fax Postage/stationary Insurance Repairs/maintenance Transport/travelling Capital expenditure Loan repayment other Professional fees VAT Other TOTAL CASH OUT Net cashflow IN/(OUT) Opening balance/(deficit) Closing balance/deficit.